Common Wealth Bank low rate credit Card

If you are looking for a low rate credit card then Common Wealth bank low rate cc is the best choice for you as it offers only 11.74% APR and you have to pay even less interests on any balances which you have in your account monthly and can also benefit for free shopping, pay bills and managing your expenditures. You can have a look at their website http://www.commbank.com.au/personal/credit-cards/low-rate/.

Common wealth bank also offers a free card for any one of your family member or a friend. The bank provides you all data secured related to your identity or account details. You must be of atleast 18yrs of age for applying for this credit card and must fulfill their requirements and a permanent resident of australia or having their citizenship.

How to Get Lower APR

Q: Is it possible that the bank will lower your APR for your credit card by just calling or asking them?

A: After you got a credit card and you are doing all the payments in time for 6mnths or more then you can ask them for lowering your APR. Then the bank will look after at your account details and credit history and then they can decide whether to lower the APR or not. But for this you have to call them few times and remind them to do that.


Q: I had got a credit card 8 months back with a 17.6% APR and i had paid off all the balances in time each month and now have a credit score above 700. Is it the right time to ask the bank for lower APR or I must wait for this?

A: As you are having a good credit history then you can ask them to lower your APR. But you have to call them again and again for this as they will say 'NO' each time. You must also ask the supervisor for the same till they start working on the procedure and also ask the reasons for saying no to you.


Q: I had a credit card with high APR and my credit score is good. I want to know how to get a lower APR?

A: You can ask your credit card company and ask for lowering APR. You can also apply for the another credit card with low APR which you can easily foind out after serching online about their reviews and comparing their prices.


Q: I am thinking of transfering my home equity balance loan for getting a low APR credit card. Can it be possible? Any help!

A: As I know home equity loan is a secured loan and the credit card companies transfer unsecured debts and debt consolidation. The bank will not allow the balance transfer. Better would be to refinance the loan at mimimum or no closing cost. For getting more details you must ask your bank or the credit card company.


Q: I am asking for lowering my 29.99% APR to the bank for many weeks but the bank is not ready to hear it as well. What must I do?

A: If your bank is not replying for your call then tell them that you are about to close your bank account then the bank will respond to you immediately and you put your query before them.

Freedom mastercard

Freedom master card is issued by the Newcastle Building Society, UK. Its main features are instant approval, fully reloadable, no monthly charges, no identity required, top up can be done easily at post office, paypoints and bank transfers. The maximum balance for the instant card is about £650 and you can easily upgrade it by giving your passport and driving license copy upto tha maximum balance of £3,000.

You can visit their website www.freedomcash.co.uk for applying and activating the card. You can also knew about exchange rates, eagle talk and store locator on the website. You can get contact details by clicking the link: http://www.freedom-card.co.uk/contactus.aspx and activate your card here: https://www.freedom-card.co.uk

You can use your freedom card prepaid master card at all the locations or stores where master cards are accepted. In case your card is lost or stolen you can call at customer helpline number and also can send a request to block the card by your telephone or mobile at +44 (0) 778-1480-143.

This website is safe and secure for purchasing cards online and also easy to access.

Babyphat

Babyphat is a most common brand for high class women fashion, style and hip hops like jeans, tops, accessories, handbags, footwear, beauty, jackets and many more. Babyphat products are designed by Kimora Lee Simmons and is established in 1998. You can also shop online of your selected products on the website. There are also some sale products which you can purchase within limited time period.

You can also get a babyphat credit or debit card for purchasing purchases and you will get it in pink which suits to the girls personality. This card can be used only at babyphat stores and babyphat website. You can easily apply for it online.

You can call at 1-201-601-4295 for customer services from Monday through Friday from 9am to 9pm and on Saturdays 10am to 4pm. Sundays will remain closed. If you are intersted in modelling field then you can fill up your application form at http://www.babyphat.com/modelsearch.php?category=juniors if you are the resident of NYC and NJ. For more details you must visit the website www.babyphat.com and get your FAqs there.

You can also serach for the babyphat stores near your town or city through the store locator tool at the bottom of the website.

www.vanillavisa.com

Vanilla Visa is a gift card with the help of which you can buy various gifts for each and every occassion like anniversary, birthdays, holiday, celebrations, corporate cards and many more.

These cards are accepted wherever visa cards are accepted. You can check your card balance and your visa card history by entering your card number and the serial number on the website. You can also give bulk orders on the website for more than fifty cards.

The billing will be online and your order will be at your place soon.

www.capitalone.com

Capital One is the most recognised and largest bank of America. It offers various credit cards, personal and commercial banking services, auto and personal loans, small and large business financial solutions and more. Capital One offers various new cards timely.

Some cards offer zero percent on purchases and low interst rates on balance transfers. Some other cards helps in improving credit rating and also provides you the identity theft services. All this can be done online by simply login to the capitalone.com website. You can also get jobs for making carrers in capital one bank for various posts like call center, higher staff and others. Basic requirement is a graduate for applying for any of the post.

You can get contact details by http://www.capitalone.co.uk/web/contact-us.jsf simply clicking at the link. Capital one offers both platinum cards and classic cards to their customers. For applying for the credit card one must be of 18yrs and the resident of UK and for platinum cards the limit must be 21yrs of age and £10,000 income annualy.

For knowing about your queries you must visit the faqs page whick links at the bottom of the main page of the website.

Platinum Trustcard

Platinum Trustcard is a privately owned company card which is like any departmental or grocery store card and can be used at limited places only. The company offers various discounts on various items like shopping, entertainment, dining, grocery, automotives and many more.

Tou can easily apply for it online and can activate your card in three easy steps online. You just have to signup on their website platinumtrustcard.com and submit your form and they will contact you for further details.

You will get your card in 5-10 working days after the date of application. They also offers various exciting prizes time to time to their customers.

The company will send you the invoice monthly through mail which helps you in clearing your all payments timely. You must simply login to your account for buying products and make payments for online shopping purposes and after doing payments you will get your product at your home. For getting more details about this card you can write to customerservice at PlatinumTrustCard.com

Ashwagandha

Ashwagandha comes from the species withania somnifera and is a herbal remedy used in ayurvedic medicines for hundreds of years and more. It has been used by Africans and North Americans for treating against various infections and illness like fever, inflammation, tumours, stress etc.

It also helps in improve the memory, immune system and for overall health for both men and women. The researches had proved that many of the elements of ashwagandha are antioxidants including superoxide dismutase, catalase and glutathione peroxidase. It is also good for animals which helps them in reduced anxiety and depression.

This herb shows no side effects on human beings. This shrub is widely used as an adaptogen which helps in reducing stress, support arthritis, as an anti aging and to treat fatigue for any reason.Consult with a Doctor to know ashwagandha side effects and its ashwagandha dosage

www.mytributecard.com

www.mytributecard.com offers a tribute master card which is issued by the First Bank of Delaware. It has some annual charges, account opening charges and some maintenance charges depending upon the offers you choose.

You can use this tribute card at ATMs also wherever these master cards are accepted. You can easily apply for this card and make payments online.

After receiving one tribute card you can apply for the another one too. You can submit your queries about the master card here: